SOLUTIONS / APPLY FOR BUSINESS FUNDING
Explain the funding.
Show the operating plan.
Business plans and financial projections for financing conversations. Connect the use of funds, the operating forecast and projected cash flow to the request.
01 / THE WORK BEHIND THE MATERIALS
A clear objective.
A connected approach.
For entrepreneurs financing a launch, premises, equipment, working capital or the next stage of an existing company.
Show where the funding goes
Bring together the investment budget, owner contribution, financing requirement and schedule of expenditure. Identify which figures come from quotes and which remain estimates.
Explain how the business operates
Connect sales to customers, available capacity, staffing and costs. Reflect seasonality and the time needed to reach the planned activity level.
Model repayments and cash
Connect proposed debt terms to the receipt and payment forecast. Test weaker sales or delayed opening against the cash required to keep operating.
TURN THE OBJECTIVE INTO A WORKING BRIEF
What needs to be clear
before the next decision.
Give the funding recipient a clear explanation of the business, the use of funds and the forecast behind the application. The document structure follows the recipient’s supplied requirements.
| The question | The work behind it | The useful output |
|---|---|---|
| What will the funds pay for? | Separate equipment, fit-out, stock, deposits and working capital, with their payment dates. | A funding and investment schedule that identifies quoted amounts and estimates. |
| How does the business generate cash? | Build sales from activity and connect operating costs, collections and supplier payments. | Financial projections with a clear explanation of the operating assumptions. |
| How does financing fit the plan? | Apply the proposed funding amount, owner contribution and supplied repayment terms. | A forecast showing financing inflows, repayments and cash available through the plan. |
A USEFUL STARTING POINT
Build the basis for the decision.
Start with the recipient’s checklist and a uses-of-funds schedule. Together they establish which narrative sections, financial statements and supporting schedules the project needs.
FOR OUR FIRST CONVERSATION
Three things to clarify.
- The funding recipient and any requested document format.
- The investment budget, owner contribution and available cost quotations.
- Any proposed financing terms and the date funding is needed.
02 / MATERIALS FOR THE NEXT STEP
The right documents.
One consistent basis.
The products follow the project. I can focus on one deliverable or connect several in an agreed scope.
USEFUL INPUTS AFTER OUR FIRST CALL
- Funding purpose and amount
- Owner contribution and available financial history
- Proposed financing terms and recipient requirements
- Capital expenditure quotes and opening estimates
- Sales, cost and working capital assumptions
ILLUSTRATIVE PROJECT SCENARIO
See the decision
in context.
A clinic needs equipment and a fit-out before its first appointments. The plan explains the launch; the model connects the patient ramp and payment timing to the proposed financing.
Explore the project exampleA FEW PRACTICAL DETAILS
Before we work together.
LET’S MAKE THE NEXT MOVE CLEARER
Let’s make the next
decision clearer.
Three quick questions. Then choose a time to talk with Henry.